From Marine to Mortgage: Serving Those Who Served
After leaving the Marine Corps, I saw firsthand how many veterans didn't understand their VA loan benefit. I built Exceed to change that.
The Story Behind Exceed
When I left the Marine Corps, I quickly realized something most service members discover the hard way - the military does not do a great job preparing us for civilian life. We're trained for discipline, leadership, and mission execution, but when it comes to understanding the benefits we earned - especially the VA loan - we're pretty much on our own.
I met countless Marines, soldiers, sailors, and airmen who had no idea how powerful their VA home loan benefit was. Some thought they needed a massive down payment. Others assumed they had to use FHA or conventional financing. Many didn't know the VA loan could help them not just buy a home, but start building real wealth.
That stuck with me.
As I entered the mortgage industry, I saw the gap firsthand - and I knew I could do better. That's why I built Exceed Financing.
We don't dabble in VA loans - they're our specialty. Our entire team is trained specifically in VA financing - entitlement rules, partial usage and restoration, funding fee exemptions, multi-unit purchases, and the real strategies most lenders never talk about.
Where others see a mortgage, we see a benefit - one that has the potential to change a veteran's financial future. Because homeownership isn't just about having a place to live - it's the foundation of generational wealth, and it's a path every veteran deserves to understand and access.
My mission is simple: Educate veterans and guide them through using the benefits they earned to build long-term wealth through real estate.
You served your country. Now it's our turn to serve you - with knowledge, respect, and a plan that helps you own more than just a home - it helps you build a legacy.
AJ Schackman
Founder & CEO, Exceed Financing
Built for Veterans
We don't dabble in VA loans - they're our entire focus. That specialization means we know every program, every exception, every way to save you money.
Results Over Process
We measure success by your savings and closing speed, not by how many forms we make you fill out. Expect a streamlined experience.
Straight Talk
No jargon, no surprises, no hidden fees. We'll tell you exactly what to expect - good or bad - so you can make informed decisions.
Our Mission
To ensure every eligible veteran has access to the homeownership benefits they earned - with a lender who actually knows how to maximize those benefits.
500+
Veterans Helped
21
Day Avg. Close
11
States Licensed
Meet Our Team
Experienced mortgage professionals dedicated to serving veterans and helping you achieve your homeownership goals.
Serving Veterans in 11 States
We're licensed to help veterans across the country, with special expertise in areas with major military installations.
California
Camp Pendleton, Naval Base San Diego +1 more
Texas
Fort Cavazos, Fort Bliss +1 more
Florida
MacDill AFB, NAS Pensacola +1 more
North Carolina
Fort Liberty, Camp Lejeune
Georgia
Fort Moore, Fort Eisenhower
Colorado
Fort Carson, Peterson SFB
Arizona
Luke AFB, Fort Huachuca +1 more
South Carolina
Fort Jackson, Joint Base Charleston
Tennessee
Fort Campbell
Nevada
Nellis AFB, NAS Fallon
Oregon
See What You Qualify For
Two minutes. No credit check. No commitment. Find out exactly how much home you can afford and how much you'll save with your VA benefits.