VA Loans with $0 Down Payment
You served your country. Now let us serve you. Get the mortgage benefits you've earned with $0 down, no PMI, and rates that beat conventional loans.
VA Loan Tools
Use our free tools to check your eligibility, calculate payments, and see how much you could save.
VA Eligibility Checker
Find out if you qualify for a VA loan in 2 minutes
Check EligibilityVA Loan Calculator
Calculate your monthly payment with $0 down
Calculate PaymentVA vs Conventional
See how much you save with a VA loan
Compare LoansEntitlement Calculator
Check your remaining VA loan entitlement
Check EntitlementWhy Choose a VA Loan?
VA loans offer significant advantages over conventional mortgages.
$0 Down Payment
Purchase your home with no money down. One of the biggest advantages of VA loans.
No PMI Required
No private mortgage insurance required, regardless of down payment amount.
Competitive Interest Rates
VA loans offer competitive rates backed by the Department of Veterans Affairs.
Lifetime Benefit
Your VA loan benefit can be used multiple times throughout your life.
The VA Loan Process
We make the VA loan process simple and straightforward.
Check Eligibility
Verify your VA loan eligibility based on your service history.
Get Pre-Approved
We review your finances and provide a pre-approval letter.
Find Your Home
Shop for your home with confidence knowing your budget.
Close & Move In
We handle the paperwork and get you to closing fast.
VA Loans by State
Find VA loan information specific to your state, including local military bases and loan limits.
VA Loan FAQ
Who is eligible for a VA loan?
Veterans, active-duty service members, National Guard/Reserve members with 6+ years of service, and surviving spouses of veterans who died in service or from a service-connected disability.
What is the VA funding fee?
The VA funding fee is a one-time fee paid to the VA. It ranges from 1.25% to 3.3% depending on down payment and whether it is your first VA loan. Veterans with service-connected disabilities are exempt.
Can I use my VA loan benefit more than once?
Yes! Your VA loan benefit can be used multiple times. You can even have multiple VA loans at once in some cases.
What credit score do I need for a VA loan?
While the VA does not set a minimum credit score, most lenders require a score of 620 or higher. We work with borrowers across the credit spectrum.
Ready to Get Started?
Check your eligibility in 2 minutes. No credit check required.