California

VA Loans in California

Home to the largest military population in the country, California offers incredible opportunities for veterans seeking homeownership.

VA Loan Benefits in California

$0 Down Payment

Purchase a home with no money down

No PMI

No mortgage insurance required

Competitive Rates

Rates backed by the VA

Flexible Credit

More forgiving credit requirements

Military Installations

Serving Veterans Near Camp Pendleton

We proudly serve active duty military, veterans, and their families stationed at or near these California installations:

  • Camp Pendleton (Marine Corps)
  • Naval Base San Diego
  • Edwards Air Force Base
  • Naval Air Station Lemoore
  • Travis Air Force Base
  • Vandenberg Space Force Base
  • Marine Corps Air Station Miramar
Major Cities

VA Loans Throughout California

We help veterans purchase homes in California's major metropolitan areas and surrounding communities:

San DiegoLos AngelesSan FranciscoSacramentoRiverside

California VA Loan Limits

Standard Conforming Limit

$766,550

High-Cost Area Limit

$1,149,825

Note: For veterans with full entitlement (first-time use or fully restored), there are no VA loan limits. You can borrow as much as a lender will approve with $0 down.

Ready to Buy a Home in California?

Get started with a free eligibility check. Our California VA loan specialists are ready to help.